Six Purchases I’ve Made In 2022 — That Actually Changed My Life

High ROI investments my future self is already thanking me for.

Photo by Phu Dinh on Unsplash

After getting my first job, my spending habits have completely changed.

I replaced cheap, frequent purchases like daily junk food, futile subscriptions, with bit-expensive, infrequent, and high-ROI purchases.

Here are 6 purchases I’ve made in 2022 — that actually changed my life.

An Apartment flat ($115,000)

Carpentry work is going on (Image by the author)

No sooner than I received my first salary, I purchased an apartment flat on loan.

House loans are tax exempted here. So I could save a lot of money while slowly owning the flat month-by-month.

Here in India, people won’t care about your bank balance, phone, car, or investments. All it matters is whether you own a house (and gold), or not.

House = status symbol here.

Also, with an own house, I

• have no landlord,
• have independence (I can do anything in my house),